Surviving Hurricane Harvey – One year later


August 25th 2017, Harvey made its first of three landfalls on the Texas coast as a category 4 hurricane. The next day it was over the Houston area where it sat for the following 5 days, dumping over 50 inches of rain and setting too many weather related records to count. The numbers on Harvey are still adding looks like it will become the  most destructive and expensive natural disaster ever in American history, surpassing even Katrina (2005). Continue reading

Is back to school in your budget?

back to school

We all know that August means back to school time, and with that comes the usual shopping for school supplies and other items like back packs, clothes and shoes.  It comes as a shock that most families don’t include this in their budget. We all know its coming, it’s the same time every year just like Christmas and birthdays.

Check out the suggestions and tips below on preparing you and your budget for back to school.  These can vary depending on age, grade, school or university. For the younger kids you will most likely get a specific list of items you will need to have ready by their first day. Some school are very picky on the items being exactly what is requested, while others are more relaxed.

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No two FIRE’s are alike

FIRE with 2 flames

Just like the fire that you have at your camp site or the kind that starts an inferno on the side of the road, no two are exactly alike. Fire has been described as having a mind of its own and being unpredictable. Just like the FIRE in the financial community each is unique and as much as you plan and try to control your fire, you never know what will truly happen until its time. Continue reading

What doesn’t kill you . . .

They say what doesn’t kill you, only makes you stronger!  A lot of strong, successful people are where they are today because of something that ‘made them stronger’.  Possibly from a traumatic event or even just their lifestyle growing up. But is it really the things that didn’t kill us, that makes us stronger? Continue reading

*UPDATE*  40 Day Frugal/Financial Challenge

Earlier this week marked the halfway point for our 40 Day Frugal/Financial challenge. I have to admit that I like this financial challenge a lot better then some other things I have given up for 40 days! I tried to give up coffee one year and didn’t even make it halfway through. Now looking back I should have chose not to buy coffee outside of the house and just drink my home brewed coffee. Continue reading

Do you LOVE your job?

We have all heard people say that if you love your job, then it isn’t really work. Or if you do what you love then you’ll never work a day in your life. What does that even really mean?!?!

Does that mean that if you don’t LOVE your job then you cannot be happy at work?

Do you have to LOVE your “work” in order to want get up in the morning? Continue reading

Our Wedding for Under $5000

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Choosing the right person to spend the rest of your life with (and share money) is no easy task! Marriage is a big commitment and isn’t something that should be taken lightly. I remember when I was growing up I had poster on my wall titled 21 Suggestions for Success and the number one suggestion was to Marry the right person, this one decision will determine 90% of your happiness or misery. I believe that to be 100% correct!  Continue reading