*UPDATE*  40 Day Frugal/Financial Challenge

Earlier this week marked the halfway point for our 40 Day Frugal/Financial challenge. I have to admit that I like this financial challenge a lot better then some other things I have given up for 40 days! I tried to give up coffee one year and didn’t even make it halfway through. Now looking back I should have chose not to buy coffee outside of the house and just drink my home brewed coffee. Continue reading

Do you LOVE your job?

We have all heard people say that if you love your job, then it isn’t really work. Or if you do what you love then you’ll never work a day in your life. What does that even really mean?!?!

Does that mean that if you don’t LOVE your job then you cannot be happy at work?

Do you have to LOVE your “work” in order to want get up in the morning? Continue reading

Our Wedding for Under $5000

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Choosing the right person to spend the rest of your life with (and share money) is no easy task! Marriage is a big commitment and isn’t something that should be taken lightly. I remember when I was growing up I had poster on my wall titled 21 Suggestions for Success and the number one suggestion was to Marry the right person, this one decision will determine 90% of your happiness or misery. I believe that to be 100% correct!  Continue reading

What is FIRE??

F.I.R.E. is an acronym used for Financial Independence/Retire Early. This can also be shortened down to just FI, some people don’t like to mention the retire part. Perhaps because when you think of retired you’re not picturing a 30 or 40 year old. Whatever the reason, its still the same general idea.   For the purpose of this post we will just stick to the basics and keep it sweet and simple. Continue reading

40 Day Frugal Lent Challenge

Challenge Accepted

Recently we came across a post from Adventure Rich on Twitter and it seems they were inspired by a post from 99to1percent about a 40 Day Frugal/Financial Lent Challenge. We have always loved a good challenge and decided to accept the challenge as well! Today we will join them and many others as we challenge ourselves to do something frugal starting today Wednesday February 14th until Saturday March 31st, about 40 days.

Believe it or not choosing what to do for the challenge was a little hard to narrow down. It was hard to come up with ideas that we could do constantly for the entire 40 days that would save us money. There were a few we could knock out in a day or so, but we felt that wouldn’t be appropriate for this challenge.  So over the next 40 days we have decided on two things that we feel we could successfully commit to and would save us money.

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7 Alternatives to a 4 Year College

It seems like everyone is going to college these days, especially when you hear that about 44 million Americans now hold around $1.5 TRILLION in student loan debt! Thats’s a lot of people going to college  . . and a lot of debt! With the average loan amount being just under $40,000 per student, that’s a big debt to have to tackle so early on in life.  Some degrees are not as big a burden due to their high starting salaries and can be quickly paid off. But when that $40,000 debt gets you an average salary of less then $50,000/yr it can make life a little more challenging.  

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Going Back to School

     When I was a senior in high school I dreaded that infamous question; “What are you going to do after you graduate?” At first I just told people what they wanted to hear. “Oh, I am going to go to college and become a doctor!” Soon after saying it enough times I guess I had convinced myself that I was going to college to become a doctor.  After attempting college and pursuing pre-med I quickly realized that I was really not as interested in becoming a doctor as I thought I was and my grades started showing it. I would take some classes here and there over the next few years, but never received my degree. Continue reading

Health and Wealth

There could be a reason why those two words rhyme and go together so well! In order to have one you will need the other, at least to a certain point. If you look around at some of the wealthiest people they all have similar habits. Most get enough sleep, eat healthy and do some kind of exercise. It could be running, weight lifting or even yoga or meditation. Some of the most successful people not only pay attention to their money, but they also pay attention to themselves and their bodies. If the body need rest, give it rest. If the body needs better substance then give it the good stuff! Continue reading

Credit Card Debt

     One of our goals for 2018 included paying off our credit card debt. We currently have 2 credit cards with a total of about $10,000. We totally understand that for some thats not a substantial amount, but for us its big! Both credit cards have the same interest so its kind of a coin toss as to which one to tackle first. Continue reading